Yes, you definitely do. In most places, traveling without an auto cover is illegal. Car insurance is very essential as there are many uncertainties on the road. You may, however, find some places such as New Hampshire where the law does not require you to have an auto cover but you must be able to prove that you will take care of any liabilities in case of an accident. As much as car insurance is very important, you should not necessarily go for the minimum required coverage. Some of the reasons you should not think twice about car insurance while you are traveling includes:
Will save you from huge expenses
Any insurance is like and pays now save later kind of scheme because as much as you may be paying small monthly premiums, it will save you a great deal in case of an accident or a liability. In case of an accident, there are many damages that can happen that can cost you a lot of money. An accident comes with a risk of collision damaging your car, damage of property or even body injury. Insurance will help cover you from all that regardless of the costs that may be involved.
The good thing about car insurance is that if you have one it will not only protect you but your passengers as well in case of a liability. That means that if you have a cover you are confident that your family will also be safe in case of any liabilities.
Saves you time and Hustle
The truth is that dealing with the aftermath of an accident is a long and tedious process that may be very draining. If you have the right cover, you don’t have to worry about negotiating about compensation with those you have been in an accident with. A good auto insurance company should be able to do that for you with utmost convenience. A good policy will also help you with vehicle towing if it is needed, doing repairs, replacements and compensating for damages to other drivers. They will do all that process for you as long as you make a claim.
Saves you from stress
When you get involved in an accident it is not necessarily because of a mistake you made, it can be as a result of another driver’s mistake. That means that if they are not insured, they may not be able to compensate you. With an insurance cover then you are confident that even if you get involved with an uninsured driver you will still be compensated.
Supplements your health insurance
As much as most people have medical covers, it may not be able to cover you in some instances may be due to the limits of the cover. If you have an auto cover at least you can count on it to supplement your health insurance especially injuries as a result of the accident.
Clearly, we all need auto insurance. Be sure to check car insurance quotes Florida in order to get the best deals.